How To Build A Good Credit Score

When I first started at looking into buying my own property, I will admit that I panicked. My credit score has never been the best, mainly because I never had any credit to my name. The most I had were a couple of store cards; I never had a bank overdraft, a credit card, or even a loan.

AD| Is Engineered Hardwood Flooring For You?

When we first moved into our current home just over two years ago, the first thing we wanted to do was to change the flooring. However, realistically we knew that due to costs, this would have to wait a couple of years.

Your First Day

Today was your first day in your new nursery, the nursery you will now be going to five days a week. I'm not sure why I felt nervous about it; I still do. You have been going to nursery before now, but only for one day a week. Now you will be going every day, two of those days being full school hours.

Florrie | On Your Second Birthday

I still can't quite believe that two whole years have passed since you entered this world at lightening speed; in the two years since then, you haven't slowed down at all. This last year we have enjoyed a lot more one on one time than we usually would have due to me taking an extended maternity leave.

This time together has given me more of an insight into your developing personality and it has surprised me.